Data Exchange Module (DEM)

OnView Connect
Data Exchange Module

(DEM)

The Cheque Truncation System (CTS), which is hosted by NPCI, provides
cheque settlement and clearing services to banks in India. The solution is live in the country with the existing model of the Clearing House Interface (CHI). The existing solution requires a large level of infrastructure to send cheque images to the CH. The NPCI provides Banks, which currently use CHI, the option of replacing CHI with a low cost Data Exchange Module (DEM). At VSoft, we believe that there is a future for cheques and we think that you can benefit by investing in more advanced cheque processing solutions.

DEM Features

Deploy It Without Effort

The lightweight solution does not need a lot of servers and is not resource-intensive either. With the advent of cloud computing and software-as-a-service, the time-frame for deployment is substantially reduced.

Depend on Us for Upgrades

We prefer to call our clients partners because we care about maintaining a relationship for years after the sale of a product. With new financial technologies disrupting the Banking industry, VSoft can help you maintain a competitive edge.

Save Space

On top of DEM being multi-tenant, DEM needs fewer servers, data centers, and data recovery teams than CHI. This means that you need less real estate for hardware and fewer personnel required to ensure maintenance of the minimal hardware required.

Worry Less About Up-time

You have the option of outsourcing DEM to VSoft. If you do, you do not have to worry about hiring a DEM management team, you can be sure that operations run smoothly, and you can get high server up-time because VSoft cares.

Accommodate Sub-Members Easily

Multiple Banks can use one DEM. This can mean more cost-splitting and more efficient utilization of resources for your bank. The infamously expensive HSM Cards can be divided into hundreds of partitions and each partition can host a Bank.

Connect It to Your CTS

We can integrate DEM to your existing CTS software. Our product development teams and product implementation teams are deeply familiar with the source code of all our solutions and have the knowledge to port DEM to any system.

DEM

Benefits