Roots not only captures all the nuances of agriculture loan processing as practiced by the Banks but also automates many paper based processes right from the grassroots level so that the entire Cooperative Credit Structure benefits.

Roots is a multi-tenant solution available both as a hosted cloud-based solution as well as on a licensed model. Enabled to run in any operating environment, Roots provides the freedom of choice when choosing your hardware.

VSoft’s Roots solution is architected for high stability, availability and scalability as well as low capital and running expenses. Its real-time transactional capabilities and ease-of-use offer invaluable returns on investment.

With VSoft’s solution, long established banking regulations are not only complied with but importantly the time honoured pre-eminence of grassroots institutions as providers to millions of small and marginal farmers is rejuvenated.

The crop loans domain is multi-layered and multi-participant. Roots encompasses multiple schemes and encapsulates all the subtle variations of the crop loan and agricultural loan operations in their entirety relations.

The highly parameterized solution handles multiple crops with varied scales of finance, varied-seasons, loan periods, due dates, interest rates, penalties for default, multiple withdrawals and repayments.